Musings

Friday, October 31, 2008

Credit Card

We are all familiar with the run up of debt through the use of a credit card. There are many horrible examples of the ruination of people's lives through the use of a credit card. For me, this is not the case, it is freeing me from the need to carry change in my pocket and of having much money in my wallet. For many years I had change in my pockets, even to the point of wearing a hole in my pocket and losing change. (The answer to having a hole, merely shift the change to the other pocket.) Sunday, I needed a five dollar bill for a church breakfast. I opened my wallet and found I only had twenty's. How did I get so much money, I thought. The corner of one bill caught my eye, it had a large, purple, plain "5" there. Oh my gosh, someone has passed a counterfeit five dollar bill to me. I few other bills had a similar "5"; nuts. I knew twenties had the funny coloring but these counterfeit had the same coloring as the twenties. I saw a similar five in the deposit box and then knew a change had taken place in money about which I was unaware. My ignorance stems directly from the credit card. I use my card all the time and for everything. Now that McDonald's takes the card that is all they get from me. One day I purchased two apple pies for a dollar. Yep, paid with the card. Even better, Visa sends me a statement every month from which I can see exactly what all my purchases were for the month. Of course, I pay the full bill. It has been said that money is loaded with germs. A person with a severe cold can wipe their nose and handle the money given to the cashier. You then handle it, put it in your pocket or wallet and carry more germs around your person. Credit cards can therefore be thought of as a health safeguard. It was a great invention.

5 Comments:

  • Trick or treat.

    Pat

    By Anonymous Anonymous, at 7:47 AM  

  • I do the same thing that you do. I carry only a small amount of cash just in case, but most things I charge to my credit card. And then I pay my bill IN FULL. Isn't it a great way to do things?

    I realized they changed the fives several months ago while at work. But then I work with the money at work, so I am around it more.

    By Blogger Sean M., at 7:06 PM  

  • I too carry minimal cash but I use my bank card, where the money comes directly out of my account. I have started carrying at least $50 though since many of our gas stations now offer gas at a cheaper price if you pay with cash.

    When you talked about the health aspect of using a credit card, it made me think about the casino. When you used to use actual coins they kept wet wipes around the casino to clean your hands. Now that they have moved to putting in bills and taking out receipts your hands stay so much cleaner.

    By Blogger Gretchen, at 8:01 AM  

  • Gretchen, I haven't been in a casino in a long time, does that mean that there is no noise of coins dropping into the tray? The raining of coins was a very satisfying sound. Did you mean card instead of bills?

    By Blogger Marcel, at 11:18 AM  

  • No you put in dollars or tickets cashed out of other machines. They still simulate the sound of the coins when your ticket prints out.

    By Blogger Gretchen, at 2:14 PM  

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