Credit Card
We are all familiar with the run up of debt through the use of a credit card. There are many horrible examples of the ruination of people's lives through the use of a credit card. For me, this is not the case, it is freeing me from the need to carry change in my pocket and of having much money in my wallet. For many years I had change in my pockets, even to the point of wearing a hole in my pocket and losing change. (The answer to having a hole, merely shift the change to the other pocket.)
Sunday, I needed a five dollar bill for a church breakfast. I opened my wallet and found I only had twenty's. How did I get so much money, I thought. The corner of one bill caught my eye, it had a large, purple, plain "5" there. Oh my gosh, someone has passed a counterfeit five dollar bill to me. I few other bills had a similar "5"; nuts. I knew twenties had the funny coloring but these counterfeit had the same coloring as the twenties. I saw a similar five in the deposit box and then knew a change had taken place in money about which I was unaware. My ignorance stems directly from the credit card.
I use my card all the time and for everything. Now that McDonald's takes the card that is all they get from me. One day I purchased two apple pies for a dollar. Yep, paid with the card. Even better, Visa sends me a statement every month from which I can see exactly what all my purchases were for the month. Of course, I pay the full bill.
It has been said that money is loaded with germs. A person with a severe cold can wipe their nose and handle the money given to the cashier. You then handle it, put it in your pocket or wallet and carry more germs around your person. Credit cards can therefore be thought of as a health safeguard. It was a great invention.